Squirrels, Financial Freedom, and $2,000 Lettuce

Mitchell Milliron

$variable({u0022typeu0022:u0022contentu0022,u0022valueu0022:{u0022nameu0022:u0022post_author_biou0022,u0022settingsu0022:{u0022beforeu0022:u0022u0022,u0022afteru0022:u0022u0022}}})$

In this episode of Doing the Most, Scarlet and Mitchell wander through one of their classic kitchen-table conversations, covering everything from ASMR rabbit holes to accidental squirrel warfare, backyard gardening ambitions, and the sobering math of financial independence.

What starts with a discussion about oddly satisfying videos quickly turns into a neighbor confession, a garden update, and an existential detour into how much money it actually takes to stop working.

Spoiler alert: apparently a head of lettuce can cost about two grand... depending on how you do the math.

In This Episode

🌱 The Backyard Garden Era Begins
Scarlet shares what sparked their new gardening obsession, from thriving hydrangeas to raised beds, onions, kale, peppers, and dreams of eventual backyard chickens. They talk about learning the difference between annuals and perennials... perhaps later than most adults admit.

🐿️ The Great Squirrel Scandal
A friendly backyard habit takes an unexpected turn when the neighbor reveals that their squirrel feeding may have created an entire rodent empire... one that's now destroying his landscaping. Cue neighborhood guilt, squirrel names, and some uncomfortable truths.

💸 How Much Money Does “Freedom” Actually Cost?
Mitchell spirals into a financial thought experiment: How much money would you need sitting in the bank at 4% interest to cover your bills... or replace your income entirely? The answer is enough to make anyone stare blankly at their raised garden beds.

📋 Wait... The Census Is Coming to the Door?
An unexpected visit from the U.S. Census sparks questions about privacy, civic duty, government data, and whether answering the door has become a high-risk activity in modern America.

🎧 Also in this episode:

  • ASMR creators and why pickle crunching exists
  • Neti pots and grossly satisfying health wins
  • Oregon gardening realities
  • Why squirrels always know where the snacks are
  • The fantasy of self-sufficiency versus actual effort

Memorable Quote from the Episode

“We’ve got a two-thousand-dollar head of lettuce coming up.”

Join the Conversation

Are you team feed the squirrels... or team protect the garden at all costs?
And if you’ve ever tried gardening, what’s the one thing you wish you knew before starting?

Connect with us on social media and let us know.

Listen, subscribe, and keep doing the most. 🎙️

What do squirrels, backyard gardening, financial independence, and an unexpected visit from the U.S. Census have in common? Somehow… this episode. 🌱🐿️💸

In Episode 32 of *Doing the Most with Scarlet and Mitchell*, we go from talking about ASMR and oddly satisfying internet trends to discovering our squirrel feeding habits may have started a neighborhood wildlife crisis.

We also share our newest backyard project, building raised garden beds and learning what it really takes to grow your own food, while Mitchell spirals into a financial thought experiment about how much money it actually takes to become financially independent.

And just when things couldn’t get stranger… the Census Bureau shows up at the front door.

### In this episode:

✔️ Starting our backyard garden journey
✔️ Squirrels vs. neighbors (and maybe our reputation)
✔️ Financial independence and passive income math
✔️ Self-sufficiency, homesteading dreams, and reality checks
✔️ Married life conversations that go completely off-road

If you enjoy real conversations about life, money, marriage, and the occasional backyard chaos, you’re in the right place.

👍 Like the video
💬 Drop a comment: Are you team “feed the squirrels” or team “protect the garden”?
🔔 Subscribe for new episodes of *Doing the Most with Scarlet and Mitchell*

#Podcast #Gardening #PersonalFinance #FinancialFreedom #Marriage #CouplesPodcast #SelfSufficiency #BackyardGarden #LifestylePodcast #SquirrelProblems #DoingTheMost

Mitchell
Hello, hello, hello. Welcome back everybody. Doing the most with Scarlet and Mitchell. Of course, I’m not. Yeah, we’re gonna be doing that. We’re gonna be getting into the laughing and the tea spilling and All the stuff. I mean, come on. That was a loud gulp, sorry. Yeah, that’s the uh ASMR, AM ASMR? Am I got that right? ASMR? There you go. A little bit of that. I was when I was pre-swishing before we started rolling the tape, I had a little bit of that going on. I don’t know if it was good or not. I’m not into that. Are you into the AM A S A M S R or A S A S M R ASMR. Okay. Um Which it depends. What is the acronym even for? Audio we are looking up. Welcome to the next one. 32, everybody. Sweet sixteen times two, thirty-two.

Scarlet
Wow, that just uh autonomous Autonomous autonomous.

Mitchell
Autonomous.

Scarlet
Delete.

Mitchell
Yeah. Autonomous.

Scarlet
Sensory meridian response. Okay.

Mitchell
Autonomous sensory meridian response.

Scarlet
Yeah, but some people take it really far. Some people have like a lot of people.

Mitchell
I mean listeners or the doers. Both. Creators. Because I have seen the ones and they have the long nails and they have like a microphone.

Scarlet
They have like a whole TikTok live.

Mitchell
Right.

Scarlet
And they have all kind and they yes, they do the nails and they’ll be like, I know I’m doing this. And no one’s doing this Yeah.

Mitchell
And they’ll like bite a pickle.

Scarlet
It’s really um I don’t know. It kinda gives me the ick. I mean I it’s I don’t mind like a good um cleaning ASMR or something.

Mitchell
Yeah, what do I I don’t know. Do I like For cooking, chopping? I don’t know. It’s it’s interesting because that this was not the planned topic, but there is the idea of some things are like satisfying to watch or do, right? You know, whatever that is. It’s often well You know. And you know what I mean. It’ll be like a guy and he’ll be like have a wood lathe going and he’s like just peeling off a perfect core of wood slowly. Or it’s just something where you’re just like, oh, it’s just like Or you’re something like that where you’re just like, oh it’s satisfying to watch or to see or some things are satisfying to do. I’d the a Uh SMR asthma. I gotta remember as sorry. Sorry for anyone who has asthma and you’re from the South. I’m not trying to make a deal out of asthma. I’m just saying that that’s easier for me to remember. Okay, moving along on this wonderful episode 32. By the way, I have I have used you know I have either been sick or have allergies. I like to call it adult onset allergies that I’m in denial of. However you were like posing a theory of like I think you had allergies that led to a sinus infection that might be over, which by the way a little plug from a neti pot thing. So awesome and satisfying here’s the satisfying thing. Satisfying to neti pot when you have huge glumps of goo coming out, like these big strings of green or yellow when you’re neti potting. Very satisf for me, satisfying to watch.

Scarlet
I’m not into that for the record.

Mitchell
Okay. Well I so you’re saying you if I create a channel where that’s all I do I have to be sick on the side.

Scarlet
So stop sending me snaps.

Mitchell
Okay. Okay. That was actually I didn’t even capture the best of that on that snap. But anyway, so but it started really clear for a couple weeks. I feel like I’ve been w dealing with this for weeks. Okay This thing. Then it’s starting to get less colorful the drainage. But some drainage is irritating me. If you are a person who has allergies, you had them for a long time and you could actually comment on this entirely Feel free to send in some feedback, you know, put go to YouTube, put a comment, whatever it is you feel like will be necessary to send me a message to make me feel validated. Even though I am a nurse I still am always like, I don’t know. So now I just feel like I’ve been sick for like weeks. Like I’m a character in a Jane Austen novel. Okay.

Scarlet
I don’t even know what that means.

Mitchell
Oh I feel like there’s always like a like in uh is it oh great Jane Eyre. Tessa the Derbervilles? I feel like one of these had a sickly boy who lived down the way. There’s always like a sickly character who they’re back in the oh whatever this time period is, that’s how I’m gonna say the eighteen hundreds. Yeah. And there’s always someone who has like some they’re always inside and they’re pale and they’re always quote sick. That character is how I’ve been feeling lately. Anyway, so Oh, what’s going on in your life? I mean, I live with you. We are married. I know what’s going on. I have a list of topics Uh here. And one kind of dovetails into the next.

Scarlet
Okay.

Mitchell
But oh well I feel like you’re sick of something. You’re tired of something. No.

Scarlet
Well, I kind of have a beef with you because you threw me under the bus with the neighbor.

Mitchell
Mm-mm. Sorry, Azmer swallowing. Um Steve. That was a possible. Excuse me. Oh, oops. The neighbor. I’m using the name Steve in Lu. No, I’m using that instead of his real name, I’m calling him Steve It’s like when I told you I if you put your real birth date or not on our website, how do they know you’re not lying, right? So how do we know I didn’t already make up the name for this guy, Steve, and that’s not his real name We’re okay, the neighbor, we’re gonna call him Teve. Oh my god.

Scarlet
I can’t.

Mitchell
Okay. Do you want me to tell you how what how this started ‘Cause the other day I you were in the backyard. We were gardening. Put a pen in gardening.

Scarlet
Okay, so for the record, Mitchell is a chatty neighbor and I am I I think the most millennial part of me is like, I don’t need to talk to my neighbors. Like Why? I don’t need to have a chit chat every time we’re in the back. And that’s the unfortunate part, is that Teaves this is ridiculous.

Mitchell
Teaves. I’m just saying.

Scarlet
House is behind us and our deck is very high. So we can see Like, you know, we’re like a castle looking down on his on his area, on his yard, and what on

Mitchell
On a surf. No, I shouldn’t see that because that’s not how I see it.

Scarlet
And since we’ve lived it’s a rental property. Yeah. I’m I’m assuming I don’t think it’s sold. And since we’ve lived here, he’s Third person?

Mitchell
Yeah, that’s right.

Scarlet
There was Nath Nathan. Then there was the couple.

Mitchell
Yeah. Which one of ’em they had one of they both one of them she was like Haley or Hannah and she was a nurse. Oh oops, well it doesn’t matter. She moved on and Like his name was like I can’t remember.

Scarlet
I don’t know, but we always had like a story in our head of like he was like a loser and she was like the real breadwinner. Right. Because we were like, what does he even do? Yeah. And she was always going to work and she was in scrubs, so we were like clearly she has her life together. Yeah, like what is this guy doing?

Mitchell
Right

Scarlet
So and then they moved out and probably on to bigger and better things and hopefully she left him. Yeah. And and then Teve moved.

Mitchell
Yeah, and then Teve. Nathan was the potential serial killer guy. Right. He was nice but like He was just kind of a loner. Weird, yeah. Kinda like you know, anyways. And then Teve moved in. Teve’s been great They all seem to share some sort of love of gardening or something or like landscaping. They all do a little bit of that or at least Nathan actually was a carpenter of some sort. So he’d like maybe they’re slowly trying to get the house fixed up by having the renters come in and they’re say, hey, like You can rent here and it’s cheap, but all you gotta do is this. I don’t know.

Scarlet
I think the best thing the house has going for is a garage.

Mitchell
Yeah.

Scarlet
Which is a new it’s a two car garage that is bigger than the house itself

Mitchell
Yeah, probably by a truth. I think the house is maybe nine hundred square feet.

Scarlet
That’s pretty small.

Mitchell
It’s like one bed, one bath. But um so Teve is there and I’ve always been he’s been real friendly. Like we remember like I always have some beef with the neighbor where like they’re parking their cars back there too much and it makes me angry, right? And then I’m always like, I’m gonna park my car because it’s an alley technically. It doesn’t matter. We don’t get into details of that. Boy, you’re bringing up a lot of feelings here. But anyway, so Teve and I have always been friendly. He’s friendly with our son. He’s like, you know, he does like.

Scarlet
And I’m just kinda like I don’t need to talk to Teve, you know? And Teve probably thinks I’m a B. What? But I’m just like I just keep to myself, you know? I I don’t need to and then and then when I’m on the back porch with Max and you’re not home, Max is always like, Hey Teve Hey and And I’m just like sh stop it. Just And they’re like, oh hey. Stop talking to strangers. Which I mean, he’s not a stranger.

Mitchell
He actually works as oh uh we don’t need well I mean but he’s he his line of work is like makes him I think more of a social being and that’s good. Is like he’s nice. Anyways, Teve We were out in the backyard working yonder last week I think it was and then like he’s like hey hey Mitchell and I didn’t have the key to open the back gate so I had to like kinda stand on a center block to talk over the

Scarlet
Oh yeah, now you’re doing that like what was that show called?

Mitchell
Home improvement.

Scarlet
Yeah, home improvement thing.

Mitchell
I’m Wilson or whatever, and he’s Tim Allen or whatever. He was like and he didn’t he because the way of the angle everything, he couldn’t see that you were in the backyard working a distance away from me, but uh in the garden. And he’s like, hey, hey, Mitchell. Yeah, I was like, oh hey, what’s up, Teeth? And he’s like, do you do you know who’s feeding the squirrels? And I was like, oh. And he’s like, you g you guys aren’t fiending squirrels. And I was like, I wasn’t gonna lie to him any old way.

Scarlet
So my theory is I think he knew it was us. How could he not

Mitchell
Given his perspective of our deck and everything that goes on.

Scarlet
Like our deck is riddled with peanut shells, five squirrels a night, minimum.

Mitchell
Yeah.

Scarlet
Like it is the hangout joint. Well it used to be. It’s amazing how when you stop feeding them. Like it you know

Mitchell
Well coming around. He was just kinda like, oh man, he’s like, dang it. And he was like, oh I was like, oh no, what’s going on? So he was actually he was kind of like caught and taken aback. He’s like ‘Cause he wanted to be really angry. And he’s like, I thought it was the lady over there. I was like so angry. He’s like, I can’t be mad at you guys. I said, I didn’t know like he’s like, Yeah, the he they’ve eaten he said hundreds of dollars of bushes he’s put in in the rental place They’ve eaten all the buds off. And I don’t know if they’re rhododendrons. He was talking about he’s like, oh, they’ve eaten all the buds off. And I was like, oh man, and I’m feeling like garbage now. And I’m looking over a Euro, they’re just smiling in the sunshine gardening and He’s like and I was like, well it’s actually my son I was like, well my wife is the one that kind of started feeding on peanuts. He’s like, oh and I was like, I never even thought like is this like are they proliferating? He’s like, yeah. He’s like, there’s so many more squirrels this year than last year. And I mean in my head I was like, yeah, I know. And he’s like, I was like, yeah, I can see some of the nests. And then we talked a little about the squirrels and I was like, oh, I said, I’ll stop feeding them. I did not realize. He’s like, no, no, no, don’t worry about it. He’s like, I don’t want her I don’t want her to I don’t want to ruin her fun.

Scarlet
He’s referring to you and I was like I was just like, oh, but I’m like oof and he’s like, I’m probably gonna get like uh squirrel traps or at least a slingshot or something to try and I don’t wanna ruin her fun, but I’m gonna start

Mitchell
Killing someone. Murdering them. Well and then I was like, I didn’t realize that they started kinda I said I told them about the peach tree that I’m angry about in our yard, like that they last year all the we already talked about this. See episode sh I don’t know four. Um and then it was like, oh, so I was kinda feeling bad and then realizing it wasn’t just oh, well that’s her right. We lost some lighting in here. Um and I felt bad ’cause like, oh, it just wasn’t um it wasn’t just You know, our peach then I started thinking about oh I’m a crappy neighbor. That’s why I thought I’m a bad neighbor. Like how many other neighbors, well I mean, you know, are walking around going, man, the squirrels are tearing everything up this year. And

Scarlet
So he was I just I don’t know it was awkward not that but I mean he was nice but he’s like no he’s like don’t worry about it’s like I just I was like I didn’t realize we’ll stop feeding the I feel like you need to circle back to him and say we’ve stopped feeding the squirrels

Mitchell
Mostly.

Scarlet
Mostly.

Mitchell
Okay. I mean you have a ho real soft spot for uh Gus and um Buster.

Scarlet
Yeah, I haven’t seen Buster, but Gus special.

Mitchell
Yeah, he does. He was following you around in the yard the other day, like waiting. So It’s tough. So I in okay now what’s even more even funnier, right? So now I feel bad for being a horrible neighbor, but like I don’t know what to do. I didn’t and I was like I didn’t realize they like eat so much like Stuff like that. I just I didn’t know. I just you know, you never really think about like what’s a squirrel gonna do, right? So he was like, Yeah, well and then he was kinda like, eh, I mean so

Scarlet
Yeah. Well I hope it’s gotten better, because it’s gotten better for our situation.

Mitchell
Or he’s managed he told me he’s like he’s like his dog Bucky. Oh excuse me. Um Not his dog will give it a different name.

Scarlet
Stop.

Mitchell
Um how about um Ucky Ucky, his dog, he’s like his other dog was really good at chasing squirrels. He’s like, Ucky is not probably smart enough. He’s like, I might leave him out all day. And I was like, that’s fine if I see him out there, like you know, you know, I won’t do anything like like I would anyways. And he was like, oh ’cause but he goes, I don’t think he’s good enough at chasing a squirrel to help get rid of it. So I’m feeling so sorry, Teve and Ucky We were not trying to bring more squirrels into anyone’s life.

Scarlet
I really I never thought that it would become to this. I I didn’t.

Mitchell
Yeah.

Scarlet
Like if I had known, it never would have Well, I mean it it really all started with me trying to shoo the squirrels off the deck and Buster just walking up to me being like Hello. And I’m like, oh. And me just being like, I wonder if he’ll take a peanut from me. And he and there he did. And just took a and then it just went from there.

Mitchell
I think and we and I feel like that people put up the video, but I feel like there’s at least four squirrels that will take it from our hands without question. Four different distinct ones.

Scarlet
Yes.

Mitchell
I’ve had at least experience, but not anymore. No way. Mm-mm. No certif. Not here.

Scarlet
Yeah.

Mitchell
Um so we’ve we’ve stopped. But immediately, but here’s but here’s I told him I did tell him I said look last year I was mad, it was last year I said the squirrels like chewed through a thing. They remember they chewed through that big giant um cooler. Cooler. They mean literally tried to chew into it just ’cause there was bird seed inside. And then they were eating all the bird seed and all this. And I feel like there was a point where it’s like, you know what? If we can’t beat these guys, just gonna join them. We’re gonna start giving them peanuts, and then we had like it was just kind of like we’re just gonna feed everything out here. Like that was the only hope. And they’d eaten all the peaches and done all that. So I said, you know, we kinda gave up hope and he was like, Well, you know, I don’t know. So feel like a bad neighbor, but I am when I see him again, I’ll be like, hey, Steve. Besides, hey, oh, you’re wearing a shirt. Um good to see you That’s what we get to see. He sees that we feed a thousand squirrels, we get to see him without a shirt on. Okay. And Teve, I’m sorry. If you ever bump into the podcast, we have kept your name secret.

Scarlet
Okay, well anyway, so I do So in the middle of all this squirrel fiasco We’ve also started a garden.

Mitchell
Yes. Which I how was that even started? You can talk about it. I gotta fix that light. It’s gonna make me crazy. Tell us how we got started on that. I don’t know.

Scarlet
I just wanted to I just like being outside and I like the fruits of Labor of my laborers. Because my hydrangeas, for example, from last year are just out there thriving. And I actually did nothing but just prune them a little bit.

Mitchell
The ones in the front? Yeah. Or and back.

Scarlet
And I like you know, move them from a pot to the front and then trim them up a little bit. Yeah.

Mitchell
They’re a pretty little thing.

Scarlet
And Then all the other things that are coming back out there. And then we learn the difference between an annual and a perennial.

Mitchell
Yes. Which as smart as you might think we are, dear listener, we yeah, had to Revisit.

Scarlet
It’s very confusing.

Mitchell
Uh could you say what it is right now?

Scarlet
Yeah, an annual dies and never comes back.

Mitchell
Just one year. And a perennial which comes back. It’s right in the name I know people are like it’s right in the name perennial. Okay. But But annual makes it but if you just go annual it just feels like oh yearly that’s what annual like if you said oh it’s the annual sale I’d be like oh it’s happening every year at this time not oh it’s an annual sale and it’s done Yeah. But that’s not sales are not the same as gardening products. And I know some of our listeners are actually into gardening way more than we are.

Scarlet
Now that I’m like kinda good at flowers, I’m like, let’s try some other stuff. Right. Because also what’s wrong with a little bit of self-sufficiency? And if you’re wondering, well, what about chickens? That will come next year.

Mitchell
Okay. Okay. And if you’re wondering about I’m kidding. The the attorneys at Morgan and Morgan brought to you by Um well so yeah, so we’ve gone so far as I mean give them a little description. We’ve gone so far as to be like, okay, we got a couple of the garden b the raised garden beds. You know your classic corrugated, they’re like maybe five foot by two foot

Scarlet
Yeah.

Mitchell
Couple of those. We’re trying to figure out where the sunny spots are in our yard or full sun all the time. And although immediately the squirrels have already taken an interest and done a little digging, especially when nothing major. We have a sweet Pepper a bell pepper plant they they keep digging the roots up and I don’t know why. I don’t know what’s in that pepper plant and I’m trying to work through that but we’ve moved it up to the porch. Yeah, and then we for right now. One of the cats out on the porch for a while. I don’t know if that’s gonna work. The cat’s gonna be more afraid of a squirrel. So this idea of self-sufficiency. So here’s and you know me, I’m of course I started like going, well maybe we should get into the indoor uh hydroponic you know, systems that people buy, right? And those cost six, seven, eight hundred, nine hundred, over a thousand dollars, depending on which system you and of course I had to look into those. But then I had to do the thing where it’s like, well how much If you spent $800 on one of those, I how many heads of arugula and lettuce and strawberries, how much does it take to make it worth that amount of investment, right? So and and some things may not take I don’t know if you’re looking at what What’s ahead of I don’t even know anymore I don’t buy stuff. I feel like five bucks. Five dollars will pro does get you about what a metric ton of arugula, right? A container that never seems to end.

Scarlet
Yeah.

Mitchell
But then again, like it but it also can go bad, as we know. Thank you, Jack Ritter. Um so you have J Oh Jason, sorry. Um so then you kinda got those like letic things. But in our own garden, the same thing applies. I’m like I told you I was like, okay, we’re gonna be like four thousand dollars into this garden and if nothing works out then it’ll be like okay well what we had fun right no

Scarlet
It’s gonna work.

Mitchell
Okay. I mean the self-sufficiency, which is actually not bad. It’s also a thought I had because I was like, okay. And I’m I’m uh I’m like middle support here. Like I’m trying not to go full bore ’cause that’s how I am. I’m like a zero or eleven kind of guy. And I’m trying not to think about gardening all the time and get sucked into it and then like I almost called it off the podcast today ’cause I was like we could do some more gardening, right? Um but that’s why you wanted to fix your brake fluid. Well that hey, uh that’s not a euphemism, by the way, that liter the old pickup trigonometric brake fluid issue. Um What I’m saying is like, oh, maybe we could do a little more of this and that and I wanna I wanted to support you. I get sucked into being a pleaser, right? And I was like, Oh, I should help Scarlet on all this, but Um here we are podcasting. Oh thank you, podcast. But the self-sufficiency. So like hopefully this pans out and we learn uh really it’s like you said more like learning, like, oh what does or doesn’t work What are we good at? There’s always that like, oh, if you get things started late with your garden, it’s too late, a lot of people are like, oh, you gotta have all your starch ready, especially in Oregon. If you’re not, you know, you don’t have twenty inch tall tomatoes by February in your in your uh greenhouse, you’re pretty much screwed because you’ll never get them to work. Irrigation is gonna be our next Oh, I think that’ll be our next hurdle to work through, given our work schedules. That was last year’s tomato problem. Now, self-sufficiency. I was sitting here today somewhere, actually not here, and I was thinking, are you doing more gardening talk by the way? Garden Talk brought to you by VegGrow.

Scarlet
No.

Mitchell
We’re just enjoying it though. I mean this is and everyone was probably into gardening now, right?

Scarlet
Yeah, I mean most some people Like I don’t know. You I have people come into work and they’re like bringing two ton of zucchini that they can’t whatever. You have people on your floor bringing in. How hard can it be?

Mitchell
I don’t know. I feel like we’re gonna have to deal with pests and learn some lessons. But that’s okay. And squirrels. Um, here’s what I say. So I was sitting there thinking I thought, oh man I was like, how c what amount uh with the self sufficiency I thought, okay, we don’t have a lot of money saved right now. I thought, but how much money would it take to like live your lifestyle? I was like, well that’s not gonna happen. I was like, how much money In the bank growing at a interest rate of let’s say four percent, because that’s kind of your give or take rough estimate. I know it’s probably close to three and a half, but like your a higher yield savings. At four percent, how much would it take in the bank to pay out through over the course of the year? And it’s like let’s start small, Mitchell. Like what could we get to pay our electric bill, right? What would like say a hundred dollars a month of income from interest. Like I was starting small, right? ‘Cause I was kinda thinking about like really wealthy people, like they have all this interest that just pays for the stuff. Well uh then I started kind of crunching the numbers. Like let’s just say you l and not I don’t have the numbers on this hundred dollars a month, but I quickly was very like I was like, oh wow. In fact I think $100 a month might have taken twenty-five thousand dollars in the bank. Just to pay for your electric bill So scale that up, right? So let’s say you’re in your head, you’re like, hey, I just want to get some and these numbers I get it. These are like I’m talking about four percent. It’s not compounded daily or whatever, but it doesn’t in if you’re into finance, like four percent. off of a hundred thousand or whatever compounded once a year doesn’t give you it gives you less than if it’s compounded monthly or weekly daily or continuously but not that much less. Like you’d be surprised. Like, oh you know that a hundred thousand dollars and your four uh percent gives you four thousand oh you compound it every day you now you got four thousand four hundred dollars that’s just to give you idea it’s just kind of general So I was like, oh, what would it take to like scale up to have $100,000 a year? Just I know the math isn’t that hard, but $100,000 a year, how much money in the bank would you need? Do you know? I’m not inspecting you to do it’s not hard math once I tell you like you it makes sense. Two point five million dollars So if you say to yourself, oh, I want to replace $100,000 of my income, you’d have to have $2. 5 million in a bank earning you 4% interest, which Some of you listeners might be like, oh, you guys don’t have that money yet? Fair enough. Many of you might be like the rest of us going, yeah, I don’t have two and a half million dollars set aside just earning me interest, helping me not work anymore. So I guess I’m just saying like that’s where I was starting to think like, Jaminy Christmas, like Then I was thinking about then I started of course you look as forlorn as I started feeling because I was like what about retirement? I was like wow you know now I get it in retirement The idea is that you’ve grown money f over a period of time and then by the time you’re retired, hopefully you’ve already like you’re being able to withdraw. Maybe you’re not living off of interest, but you’re living off of a little bit of interest and You know, it’s like well I have a million dollars in the bank and my lifestyle only requires in my retired state because I have I own everything or whatever. Maybe you’re like, I only need sixty thousand dollars a year to live. So that million dollars when you just start cutting off sixty thousand or even a hundred thousand lasts ten years, twelve years, fifteen years. Right So I guess in my head I was like, I wasn’t looking at retirement. I just was starting to feel very this daunting like burden of like, I can’t even replace enough money in the bank just to pay for our electric bill. Like as a purely and then go like add a little bit now. Add a little more. Like what else could you like is that and it’s the idea of self sufficiency. So it was kind of that strangeness of I was like kind of I don’t know, I was bummed to think of well one on the one hand, I was like, oh Oh, it’s more okay, yeah, never mind. Never we can’t even like create a self um you know, whatever you wanna call it. A self-funded fund that pays for one thing.

Scarlet
This is making my belly hurt.

Mitchell
Oh, okay. So With that idea of self-sufficiency, and I realize like self-sufficiency isn’t just like having a ton of money earning new interest, but I guess it uh comes back to I always tell people sometimes though, you don’t realize like Being wealthy, like how fast that money does compound when you’re looking at millions and millions of dollars, suddenly like, oh, it’s not that hard to conceive You’re not working ’cause like, you know, you got five million and you’re easily pulling in two hundred thousand a year as pure interest and you’re like, yeah. I mean it doesn’t you know I don’t know. So how can we I need people to go like and subscribe on YouTube. Help us get to one mil uh excuse me, help us get ten subscribers 10, I’m sure we gotta start somewhere. Ten subscribers. That’s how you can help the show. Easy no cost way. That’s what Huberman always tells me Anyways, so that little uh financial and that wasn’t advice and I know some would be like rolling their eyes, but it was more of a thought experiment. I do those all the time where I was like, wow, it’s it’s more money than it’s it’s more money in the bank to Do what you want than you’d think. Because we talk about what and and the other way you approach it is if you could reduce your expenses. Given, right? I mean, like if you’re like, oh I bought my piece of land outright, so you’re not paying a monthly amount. I bought paid for my home. That stuff helps ‘Cause then your m your monthly requirement is lower, but even then it’s like, I don’t know, I started feeling a little I don’t know how I felt, but I was just kinda like, Wow, not there yet. So But that garden. Well, I mean, because we talk about that idea. There’s kind of this, is it everyone doesn’t have this? I don’t think, but I feel like everyone at some point or another kind of romanticizes about living on their own little farm. Not everyone, but I feel like more people than would admit this the idea of like, yeah, just it’s a little simpler, but like everything comes from my own hands and I’m just doing it. I don’t have to pay for things I don’t know, maybe maybe I’m thinking more people think that, but I feel like many people think that at some point, like, oh, but few people Or less than we think take the gamble and the risk and go, we’re just doing it. We’re just moving out to wherever. We’re buying two acres of land. We’re going to give it a shot.

Scarlet
Yeah.

Mitchell
Anyway, sorry. Brought to you by no savings. Yeah. I wrote I don’t have my glasses on. 2. 5 million For a hundred thousand? I don’t know if that was his. Alright, so moving along. What? Am I boring you? Is someone texting you?

Scarlet
No.

Mitchell
I put these glasses on. Yep. Oh yeah, my last topic here. Unless you have one. It’s not really a topic, but recently, oh no, my hair floofing out Recently, I got a piece of mail, and it was from the Census Bureau, and we were elected to be in the census this year. Right, and it has a bunch of questions like, oh I didn’t think much of it. Okay, yeah, whatever. Right. Then one day I came and there was a piece of Envelope stuck in the front door, right?

Scarlet
Oh yeah, I saw that.

Mitchell
Did you did we just saw it stuffed in the front door and then you it just uh somebody trying to sell leaf guard or you know uh Uh pest control or something.

Scarlet
Even though we have no soliciting.

Mitchell
Well I got that was from the the census worker. And then it’s over there like a handlow written thing and I was like Ricky or I don’t know. Oh sorry, Icky was to protect there. And it was like, oh hey, sorry I missed you Give me a call, we could set up a time to do the the census thing, it would take about forty five minutes. So I was like and I to do an interview and I was like that was on May first that he left that and I was like, Oh my goodness, like I didn’t I thought it was just gonna be like a send me a form and I was gonna s fill in some circles, like, you know, how many people in your household? This, that, but like they do kind of a little more like interview and then they return every two years, like Okay Yeah, sorry. You would complain about jury duty. This is like This is guaranteed every two years. This is not a Nielsen rating. This is not TV stuff.

Scarlet
Okay. This is a dumb question, but what is this?

Mitchell
The census

Scarlet
Mm-hmm.

Mitchell
Oh yeah, yeah. So the United States of America, they gather data and I don’t and they gather data about how many people and like it’s demographic stuff too, to be like what’s the size of your house? What is your income? What is your um Starting to sound like a better and they actually they told me you make sure they show you their they have a badge of some sort. Like there’s a whole bunch of stuff it said for security stuff. But like so they’re gathering demographic data. So I feel like it’s part of the when they say You know, well, sixty percent of households make less than twenty-two thousand dollars a year. You go like where does that come from? A lot of that I think is from the census, which we think of the tenure census, which happens every decade, but then they have these mid ones because they keep to keep the data accurate, which is how they know like, oh You know, forty percent of homes in West Lynn are you know owned I don’t know, like are over. I don’t know. I’ll have to call Ricky. I feel like if I don’t there I mean but I feel like there’s is it a civic duty? Man, would they even if they could just give us an Amazon gift call or something?

Scarlet
I don’t know. It seems a little sketchy.

Mitchell
Well Yeah, do we invite them into our home? I don’t know. Anyways.

Scarlet
You know what’s funny is What? I know they’re just like a federal worker as our We.

Mitchell
Right.

Scarlet
But I I’m a little hostile. Well I I don’t know

Mitchell
But what if someone said this can actually improve things by re the figure the more accurate their data is, the better idea they have about things. I don’t know Man, if anyone out there has had a participated in the census and you could send us advice or tell us to not worry You know, it’s not I mean I’m not like worried like oh. It it well and it’s actually if you read this stuff, I did read it actually. You it they don’t select people they select a an address. So it’s our location has been selected. Not they didn’t single us out as like, oh, you know, these people are really good at jury duty. They were like Oh, we’re just randomly and then we’re gonna pick this address as a example of whatever whatever examples they’re looking for in their lives. So that’s w it’s just where we happen to live. In the United States of America. So we’re I mean why are you upset? I’ll be the one dealing with it. Well you know that already

Scarlet
Yeah, I guess. I don’t know.

Mitchell
I was just gonna say, hey Ricky or whoever I can you’re like, hey, I can’t. Can we just do this over the phone? I think they can. They just need to but they think they set up his appointment so you have time maybe to prepare. ‘Cause they do ask things like square footage of your house and like you know, some of those kind of things. I don’t know.

Scarlet
Oh my uh hi okay.

Mitchell
Yeah, good times so the census. What’s the consensus, you know? So yeah, it’s just how they gather data about citizens or maybe not. Oof, I don’t know. Maybe it’s a secret, something else going on. It does in this day and age it is feel a little like, ooh, I mean what if like You know, what if they’re trying to gather data to the city?

Speaker 3
It does.

Mitchell
It feels very passport surveillance government. I don’t know, Big Brother. Uh you mind if I take some pictures? Uh yeah, I do. I don’t know how this works anymore. So we can be it’s part of our civic duty, so I don’t know what else to tell you.

Scarlet
Oh my gosh, stop saying part of my civic duty. I don’t owe this country anything.

Mitchell
Oof. I mean Okay, you were you were somehow lucky enough to be born here.

Scarlet
In fact they owe me ev like give me my taxes back, okay?

Mitchell
I was like, give me liberty or give me death, is what I said They were like death and taxes and I was like, fair enough. Yeah. Well I don’t have much comment on that. I’m I’ve been trying to win the lottery just so I can get out of this the rat race Because as you know, looming over us is work coming up. Yes, that will be happening.

Scarlet
Tomorrow? Yeah.

Mitchell
Oh, I don’t know. The changes to the studio space here. And boom, that lets you know. It’s been 30. It’s been the timer just rang, everybody. Uh yeah. Any final thoughts? I mean originally I was gonna postpone. I was like, oh no, we can well whatever. So gardening You enjoy it, but it’s more fair weather enjoyment, I’m gonna say. And me. I was trying to think how we could save more money, but probably not the time to discuss that. What? Yeah, I don’t know. But we got a two thousand dollar head of lettuce coming up, right?

Scarlet
Yeah, I need to. Those onions though.

Mitchell
Hmm.

Scarlet
They’re looking good. I don’t know about that kale though. It’s not really making any Do I need to prune it? I’m gonna I don’t know, I need to do some research.

Mitchell
Yeah. That’s why Mike plant first figure it out later. I don’t know.

Scarlet
I don’t know.

Mitchell
It all hey. Well, so I was wondering, can you do it does we can look this up online? I get it, folks. But the question that me immediately comes to your head when you start getting into this garden is you’re like start to think like oh how does this item actually grow that I buy in the grocery store right so kale is like does it Growing just a leafy thing? I think so. Or is it like no you just cut those bottom leaves off and then it keeps doing whatever? It’s like when I discovered how a Brussels sprout looks like when it grows. I was like It was a moment of like oh I never really thought about it. And wow it’s weird. That makes sense. But you’re like that makes sense. Like I don’t know what I was thinking it would look like, right? Yeah, yeah. Call for you know so like a head of lettuce grows in a big ball. Whereas loose leaf grows leafy, okay, but KO, I don’t know. Swiss chard, that’s enough. We didn’t do that, but We we’re not, you know. So some of those, bok choy, wait, is that one do we did we buy seeds for that? I don’t know. Some fun ones out there. Fun stuff, folks. Okay. Tell us about your garden. Thanks for tuning in to garden talk people. Send your messages. Remember at Les Cats Please on your social network.

Scarlet
We’re gonna see how maybe we’ll post some pictures.

Mitchell
Instagram Honor

Scarlet
Social media. I’m working on the website and I always see how this goes.

Mitchell
place to disseminate stuff better. Nobody goes there. I get it. I hear you folks. It doesn’t bother me. Nobody goes to Blue Sky either, which is only right? Goes to where blue sky Exactly. Yeah. I’m getting it. Instagram, YouTube, TikTok. Follow us there if you don’t already. You see, we put a little I put up goofy videos every what four months

Scarlet
Mm-hmm.

Mitchell
Oh, they do get good work there. Alright.

Mitchell
Well, I mean that’s that’s how this show show works, you know what I’m saying? All right.

Scarlet
Until next time, I’m Scarlet.

Mitchell
And I’m Mitchell.

Scarlet
And we’re doing the most. Bye.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *